:root{--navy:#0b2942;--teal:#18a8a0;--ink:#172b3d;--muted:#617181;--line:#dfe7ed;--soft:#f4f7f9;--gold:#c6a160}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);font-family:Arial,Helvetica,sans-serif;line-height:1.6;background:#fff}a{text-decoration:none;color:inherit}img{max-width:100%;display:block}.wrap{width:min(1180px,calc(100% - 40px));margin:auto}.skip{position:absolute;left:-999px}.skip:focus{left:10px;top:10px;background:var(--navy);color:white;padding:10px;z-index:4}.header{position:sticky;top:0;z-index:3;background:#fff;border-bottom:1px solid var(--line)}.navrow{min-height:78px;display:flex;align-items:center;gap:24px}.brand{font-weight:900;letter-spacing:.08em;font-size:19px;color:var(--navy);margin-right:auto}.brand i{color:var(--teal);font-style:normal}.nav{display:flex;gap:18px;align-items:center;font-size:13px;font-weight:800;color:#40566a}.nav a:hover{color:var(--teal)}.cta{background:var(--navy);color:#fff;padding:12px 17px;border-radius:4px}.menu{display:none}.hero{background:linear-gradient(115deg,#0b2942,#174f78);color:white;padding:72px 0}.crumb{font-size:12px;color:#c6d4dd;margin-bottom:35px}.hero h1{max-width:760px;font-size:clamp(38px,5vw,66px);line-height:1.05;margin:0 0 18px}.hero p{max-width:650px;color:#dce7ed;font-size:18px}.buttons{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}.button{display:inline-flex;padding:13px 18px;border-radius:4px;background:var(--teal);color:#fff;font-weight:800;font-size:13px}.button.alt{background:#fff;color:var(--navy)}section{padding:72px 0}.image-proof{margin:0 0 30px;padding:24px;background:#eef3f6;border:1px dashed #8ea2af;color:#40566a}.image-proof strong{display:block;color:var(--navy);font-size:15px;margin-bottom:5px}.image-proof span{display:block;font-size:13px}.eyebrow{color:var(--teal);font-size:12px;font-weight:900;letter-spacing:.15em}.heading{max-width:750px;margin-bottom:32px}.heading h2{font-size:clamp(28px,4vw,44px);line-height:1.12;margin:8px 0 13px}.heading p{color:var(--muted)}.image-required{min-height:185px;background:#eef3f6;border:1px dashed #8ea2af;display:flex;align-items:center;justify-content:center;text-align:center;padding:24px;color:#40566a;font-size:13px;font-weight:800}.image-required small{display:block;font-weight:400;margin-top:6px;color:#617181}.cards{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.card{border:1px solid var(--line);padding:0 0 22px;background:white}.card img{height:185px;width:100%;object-fit:cover;background:#163e5c}.card h3,.card p,.card a{margin-left:18px;margin-right:18px}.card h3{font-size:18px;margin-top:18px;margin-bottom:8px}.card p{color:var(--muted);font-size:14px;min-height:68px}.card a{font-size:13px;font-weight:800;color:var(--teal)}.split{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:start}.split h2{font-size:clamp(28px,4vw,46px);line-height:1.1;margin:8px 0 16px}.split p{color:var(--muted)}.list{border-top:1px solid var(--line)}.list div{padding:15px 0;border-bottom:1px solid var(--line);display:grid;grid-template-columns:190px 1fr;gap:14px}.list span{color:var(--muted);font-size:14px}.dark{background:#11181b;color:white}.dark p{color:#c8d1d6}.steps{display:grid;grid-template-columns:repeat(5,1fr);gap:18px}.step{border-top:3px solid var(--gold);padding-top:15px}.step b{color:var(--gold);font-size:22px}.step h3{font-size:16px}.step p{font-size:13px;color:#c8d1d6}.faq{max-width:850px;margin:auto}.faq details{border-bottom:1px solid var(--line);padding:16px 0}.faq summary{font-weight:800;cursor:pointer}.faq p{color:var(--muted)}.quote{background:var(--soft)}.form{display:grid;grid-template-columns:repeat(2,1fr);gap:14px}.form label{font-size:12px;font-weight:800}.form input,.form select,.form textarea{width:100%;margin-top:6px;padding:12px;border:1px solid #cbd7df;border-radius:4px;font:inherit}.full{grid-column:1/-1}.footer{background:#0b2942;color:#dbe6eb;padding:32px 0}.footerrow{display:flex;gap:20px;justify-content:space-between;flex-wrap:wrap;font-size:12px}.footer a{color:white}.float{position:fixed;right:20px;bottom:20px;background:#159451;color:white;padding:12px 16px;border-radius:99px;font-size:12px;font-weight:800}@media(max-width:900px){.cards{grid-template-columns:repeat(2,1fr)}.steps{grid-template-columns:repeat(3,1fr)}.nav{gap:10px}}@media(max-width:700px){.wrap{width:calc(100% - 28px)}.nav{display:none}.menu{display:block;border:0;background:none;font-size:23px}.navrow:focus-within .nav,.nav.open{display:flex;position:absolute;top:78px;left:0;right:0;background:#fff;padding:15px;flex-direction:column;align-items:stretch;border-bottom:1px solid var(--line)}.cta{display:none}.hero{padding:48px 0}.hero h1{font-size:42px}.cards,.split,.steps,.form{grid-template-columns:1fr}.full{grid-column:auto}.list div{grid-template-columns:1fr;gap:4px}.float{right:12px;bottom:12px}}